Accidents Happen.

• Carpet (excluding rugs)
• Laminate
• Hardwood
• Luxury Vinyl Plank
• Luxury Vinyl Tile
• Tile

Generally, a sudden, unpreventable and unintentional incident, initiated by the homeowner, resident, or non-commercial guest, which causes damage to the floor or grout during what is considered normal use.

Homeowners Insurance Covers:

• Extensive water or fire damage

Manufacturer's Warranty Covers:

• Manufacturing defects in materials
• Installation and workmanship issues

Protect Plus Accidental Damage Protection Covers:

• Scratches, dents, gouges, dings, or cracked tile
• One time event pet accident causing staining
• Burn/heat marks such as a pot/pan falling on the floor
• Spills or stains not covered by the manufacturer
• Carpet rip, pulls, or tears from any accident
• Accidental damage to flooring on stairs
• Damage to grout causing a loose tile
• Damage that causes an uneven surface