Accidents Happen.
Protect your floors today and we'll take care of the rest.
Protect Your Investment.
Enjoy peace of mind with our 3-year accidental damage protection for flooring.
Types of Flooring Covered
- Carpet (excluding rugs)
- Laminate
- Hardwood
- Luxury Vinyl Plank
- Luxury Vinyl Tile
- Tile
Definition of Accident
Generally, a sudden, unpreventable and unintentional incident, initiated by the homeowner, resident, or non-commercial guest, which causes damage to the floor or grout during what is considered normal use.
Coverage
Homeowners Insurance Covers:
- Extensive water or fire damage
Manufacturer's Warranty Covers:
- Manufacturing defects in materials
- Installation and workmanship issues
Protect Plus Accidental Damage Protection Covers:
- Scratches, dents, gouges, dings, or cracked tile
- One time event pet accident causing staining
- Burn/heat marks such as a pot/pan falling on the floor
- Spills or stains not covered by the manufacturer
- Carpet rip, pulls, or tears from any accident
- Accidental damage to flooring on stairs
- Damage to grout causing a loose tile
- Damage that causes an uneven surface
Don't let accidents floor you! Get protected!
Coverage up to the total amount paid including installation. No service fees. No deductibles. Most flooring accidents are covered for full repair or replacement. Refer to your full Terms and Conditions for coverage information.